With easyCredit-Ratenkauf, you have the option to pay conveniently and easily in installments in Germany. You decide how much you want to pay, enjoying maximum flexibility in making your wishes come true.
Installment Purchase by easyCredit
Simply flexible: Make purchases worth EUR 200 to EUR 10,000 in installments – completely risk-free and without paperwork. As simple as a card payment. With installment purchase by easyCredit, you benefit in multiple ways from convenient and fair partial payments. Entirely without hidden costs, fees, or annoying paperwork. And if you want to pay back faster or take a payment break – that is also very easy and free of charge.
Calculate desired monthly payment
Complete your details
Complete order
Order Values
200 - 10,000 €
Terms
2 - 60 Months
Minimum Installment
20 €
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Convenient Repayment: First you receive your order, then you pay the first installment at the earliest 30 days after delivery. You will receive your detailed installment plan by email.
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Full Flexibility: Early repayments and payment breaks are possible at any time and free of charge.
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100% Online & Fast: No identity verification via PostIdent or video call required. All information is collected directly during the ordering process.
Questions about easyCredit financing
If you have a regular monthly income and a residence or registered office in Germany, TeamBank will be happy to review your individual request.
The decision on whether an easyCredit-Ratenkauf is possible is provided to you instantly during the ordering process. A subsequent review is not required, so you do not need to submit any additional documents.
You can conveniently and easily process purchases between 200 and 10,000 euros using easyCredit-Ratenkauf.
Terms between 2 and 60 months are possible.
No collateral is required.
The first installment will be debited no earlier than 30 days after completion. The collection date is automatically preset to the 1st of the month. Changes to the 15th of the month can be made during the term in your easyCredit customer portal.
Unscheduled repayments are possible at any time and free of charge. Extra payments will automatically reduce your monthly installment. Please note that the monthly payment cannot fall below the minimum installment of 20.00 euros.
No, your product request is always assessed individually, so a future decision may well be positive.
No, the PostIdent process is not required.
Should you experience financial bottlenecks during the term, there is the option to suspend an installment or permanently reduce the installment amount. Simply visit your easyCredit customer portal and make the desired adjustment yourself.
When paying with easyCredit-Ratenkauf, you will automatically receive the access details for your personal easyCredit customer portal. Here, you can manage your installment purchases, make changes to your personal data, place orders, or execute them yourself. In addition, this online portal serves as your personal mailbox, where all relevant documents regarding your installment purchase are uploaded and can be viewed at any time.
easyCredit-Ratenkauf is a product of TeamBank AG, Beuthener Straße 25, 90471 Nuremberg, www.teambank.de. With its easyCredit product family, TeamBank AG is the competence center for modern liquidity management within the cooperative financial network "Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken". By providing and networking innovative products and services, customers are offered simple, ubiquitous, and anytime access to liquidity.
